Project Report is required to get financing from financial institutes. Project report is essential document that promoters have to write and provide to banks. Based on project report, banks analyse the business and decide on loan sanctioning. For, taking loan financial projection is as important as existence of business.
8TH CROSS, NO.786, MG ROAD, India Marg,
Marrenhalli,
Bangalore 560001
This Project Report has been designed to show future vaibility of oprations. It is a Proprietorship concern promoted by Narendra Rajiv Gandhi.
Now it is proposed to avail financial assistance from a financial institute. Hence this Project Report is presented.
8TH CROSS, NO.786, MG ROAD, India Marg,
Marrenhalli,
Bangalore 560001
ABC Trading Company
Amount in : ₹ Lakhs| PARTICULARS | Operating Years | ||||
|---|---|---|---|---|---|
| 2020 Audited | 2021 Provisional | 2022 | 2023 | 2024 | |
| Revenue from Operations | 403.1 | 575.3 | 634.84 | 792.3 | 988.13 |
| Total Income (a) | 403.1 | 575.3 | 634.84 | 792.3 | 988.13 |
| Cost of Operations | 354.25 | 506.3 | 553.52 | 691.89 | 864.87 |
| Employee Cost | 9.14 | 20.84 | 14.28 | 17.85 | 22.31 |
| Power & Fuel | 3.52 | 2.87 | 5.5 | 6.88 | 8.59 |
| Depreciation | 1.01 | 0.78 | 0.63 | 0.5 | 0.41 |
| Marketing Expenses | - | - | - | - | - |
| Interest on Borrowings | 7.08 | 5.67 | 10.75 | 8.03 | 5.32 |
| Other Expenses | 10.52 | 13.98 | 16.44 | 20.55 | 25.68 |
| Income Tax | - | - | - | - | - |
| Total Expenses (b) | 385.52 | 550.44 | 601.12 | 745.7 | 927.18 |
| Profit/-Loss after Tax (a-b) | 17.58 | 24.86 | 33.72 | 46.6 | 60.95 |
*Note: First operating year is for 12.0 months.
ABC Trading Company
Amount in : ₹ Lakhs| PARTICULARS | Operating Years | ||||
|---|---|---|---|---|---|
| 2020 Audited | 2021 Provisional | 2022 | 2023 | 2024 | |
| Promoter's Capital | 36.55 | 26.07 | 36.55 | 36.55 | 36.55 |
| Profit & Loss Reserves | 17.58 | 42.44 | 76.16 | 122.76 | 183.71 |
| Borrowing from Financial Institutes | 54.47 | 43.58 | 82.69 | 61.8 | 40.91 |
| Other Loans | 76.53 | 121.42 | 52.27 | 21.21 | 64.96 |
| Creditors | 114.35 | 173.18 | 150.0 | 180.0 | 200.0 |
| Other Current Liabilites | - | - | - | - | - |
| LIABILITIES | 299.48 | 406.69 | 397.67 | 422.32 | 526.13 |
| Fixed Assets | 4.83 | 4.05 | 3.42 | 2.92 | 2.51 |
| Cash & Bank Balances | 4.49 | 17.81 | 7.88 | 20.45 | 12.69 |
| Debtors | 203.8 | 264.9 | 250.0 | 230.0 | 300.0 |
| Inventory | 84.15 | 115.6 | 132.53 | 165.4 | 206.28 |
| Investments & Deposits | - | - | - | - | - |
| Other Current Assets | 2.21 | 4.33 | 3.84 | 3.55 | 4.65 |
| ASSETS | 299.48 | 406.69 | 397.67 | 422.32 | 526.13 |
ABC Trading Company
Amount in : ₹ Lakhs| PARTICULARS | Operating Years | ||||
|---|---|---|---|---|---|
| 2020 Audited | 2021 Provisional | 2022 | 2023 | 2024 | |
| A. Source of Funds | |||||
| Profit from Operations | 17.58 | 24.86 | 33.72 | 46.6 | 60.95 |
| Depreciation | 1.01 | 0.78 | 0.63 | 0.5 | 0.41 |
| Cash from Borrowings | - | - | 50.0 | - | - |
| Cash by Promoters (Capital) | 36.55 | -10.48 | 10.48 | 0.00 | 0.00 |
| TOTAL OF A | 55.14 | 15.16 | 94.83 | 47.10 | 61.36 |
| B. Application of Funds | |||||
| Fixed Assets | - | - | - | - | - |
| Repayment of Borrowings | - | 10.89 | 10.89 | 20.89 | 20.89 |
| Change in working capital | 99.28 | -9.05 | 93.87 | 13.64 | 48.23 |
| TOTAL OF B | 99.28 | 1.84 | 104.76 | 34.53 | 69.12 |
| Net Cash Generated (A-B) | -44.14 | 13.32 | -9.93 | 12.57 | -7.76 |
| Opening Cash Balance | -48.63 | 4.49 | 17.81 | 7.88 | 20.45 |
| Closing Cash Balance | 4.49 | 17.81 | 7.88 | 20.45 | 12.69 |
ABC Trading Company
Amount in : ₹ Lakhs| PARTICULARS | Operating Years | ||||
|---|---|---|---|---|---|
| 2020 Audited | 2021 Provisional | 2022 | 2023 | 2024 | |
| Plant & Machinery | |||||
| Opening WDV | 4.5 | 3.82 | 3.25 | 2.76 | 2.35 |
| Cost of Asset | - | - | 0.0 | - | - |
| Depreciation Rate | 15.0% | 15.0% | 15.0% | 15.0% | 15.0% |
| Depreciation | 0.68 | 0.57 | 0.49 | 0.41 | 0.35 |
| Closing WDV | 3.82 | 3.25 | 2.76 | 2.35 | 2.0 |
| Computers | |||||
| Opening WDV | 0.76 | 0.46 | 0.28 | 0.17 | 0.1 |
| Cost of Asset | - | - | 0.0 | - | - |
| Depreciation Rate | 40.0% | 40.0% | 40.0% | 40.0% | 40.0% |
| Depreciation | 0.3 | 0.18 | 0.11 | 0.07 | 0.04 |
| Closing WDV | 0.46 | 0.28 | 0.17 | 0.1 | 0.06 |
| Furniture and fittings | |||||
| Opening WDV | 0.33 | 0.3 | 0.27 | 0.24 | 0.22 |
| Cost of Asset | - | - | 0.0 | - | - |
| Depreciation Rate | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% |
| Depreciation | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 |
| Closing WDV | 0.3 | 0.27 | 0.24 | 0.22 | 0.2 |
| Others | |||||
| Opening WDV | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 |
| Cost of Asset | - | - | 0.0 | - | - |
| Depreciation Rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Depreciation | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Closing WDV | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 |
| Total Depreciation | 1.01 | 0.78 | 0.63 | 0.5 | 0.41 |
| Closing Balance | 4.83 | 4.05 | 3.42 | 2.92 | 2.51 |
ABC Trading Company
Amount in : ₹ Lakhs| PARTICULARS | Operating Years | ||||
|---|---|---|---|---|---|
| 2020 Audited | 2021 Provisional | 2022 | 2023 | 2024 | |
| Opening Balance (A) | 54.47 | 54.47 | 43.58 | 82.69 | 61.8 |
| Borrowing (B) | - | - | 50.0 | - | - |
| Repayment of Borrowings (C) | - | 10.89 | 10.89 | 20.89 | 20.89 |
| Interest Payment | 7.08 | 5.67 | 10.75 | 8.03 | 5.32 |
| Closing Balance (A+B-C) | 54.47 | 43.58 | 82.69 | 61.8 | 40.91 |
ABC Trading Company
Amount in : ₹ Lakhs| PARTICULARS | Operating Years | ||||
|---|---|---|---|---|---|
| 2020 Audited | 2021 Provisional | 2022 | 2023 | 2024 | |
| Revenue from Operations | 403.1 | 575.3 | 634.84 | 792.3 | 988.13 |
| A. Operating Revenue | 403.1 | 575.3 | 634.84 | 792.3 | 988.13 |
| Operating Expenses | |||||
| Cost of Operations | 354.25 | 506.3 | 553.52 | 691.89 | 864.87 |
| Employee Cost | 9.14 | 20.84 | 14.28 | 17.85 | 22.31 |
| Power & Fuel | 3.52 | 2.87 | 5.5 | 6.88 | 8.59 |
| Marketing Expenses | - | - | - | - | - |
| Other Expenses | 10.52 | 13.98 | 16.44 | 20.55 | 25.68 |
| B. Operating Expenses | 377.43 | 543.99 | 589.74 | 737.17 | 921.45 |
| Fixed Expenses | |||||
| Depreciation | 1.01 | 0.78 | 0.63 | 0.5 | 0.41 |
| Finance Cost | 7.08 | 5.67 | 10.75 | 8.03 | 5.32 |
| C. Fixed Expenses | 8.09 | 6.45 | 11.38 | 8.53 | 5.73 |
| D. Contribution (A-B) | 25.67 | 31.31 | 45.10 | 55.13 | 66.68 |
| E. PV Ratio (D/A*100) | 0.06 | 0.05 | 0.07 | 0.07 | 0.07 |
| F. Break Even Value (C/E) | 134.83 | 129.00 | 162.57 | 121.86 | 81.86 |
| G. Cash Break Even Value (Without Depreciation) | 118.00 | 113.40 | 153.57 | 114.71 | 76.00 |
ABC Trading Company
Amount in : ₹ Lakhs| PARTICULARS | Operating Years | ||||
|---|---|---|---|---|---|
| 2020 Audited | 2021 Provisional | 2022 | 2023 | 2024 | |
| Operating Cash Source | |||||
| Profit after Tax | 17.58 | 24.86 | 33.72 | 46.6 | 60.95 |
| Depreciation | 1.01 | 0.78 | 0.63 | 0.5 | 0.41 |
| Finance Cost | 7.08 | 5.67 | 10.75 | 8.03 | 5.32 |
| A. Total | 25.67 | 31.31 | 45.10 | 55.13 | 66.68 |
| DEBT | |||||
| Loan Repayment | - | 10.89 | 10.89 | 20.89 | 20.89 |
| Finance Cost | 7.08 | 5.67 | 10.75 | 8.03 | 5.32 |
| B. TOTAL | 7.08 | 16.56 | 21.64 | 28.92 | 26.21 |
| Debt Service Coverage Ratio (A/B) | 3.63 | 1.89 | 2.08 | 1.91 | 2.54 |
ABC Trading Company
Return on Investment = (Average Return/Capital Employed)*100
Return = Profit before tax + Depreciation + Financing Cost
Capital Employed = Capital + Borrowings
| PARTICULARS | Operating Years | ||||
|---|---|---|---|---|---|
| 2020 Audited | 2021 Provisional | 2022 | 2023 | 2024 | |
| Profit before tax | 17.58 | 24.86 | 33.72 | 46.60 | 60.95 |
| Depreciation | 1.01 | 0.78 | 0.63 | 0.5 | 0.41 |
| Interest | 7.08 | 5.67 | 10.75 | 8.03 | 5.32 |
| Return | 25.67 | 31.31 | 45.10 | 55.13 | 66.68 |
Here is the sample Project Report in pdf which you can download. You can download this sample project report in PDF.
Project Report or financial projection report is prepared after considering possible results from business operations. Promoter has to prepare this document for getting loans from banks.
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Posted on: Dec. 4, 2021, 1:23 p.m. by GuestGenerate Accurate and globally accepted project report for financing