Mukhyamantri Chiranjeevi Yojana
Updated on May 25, 2022, 1:32 p.m.
India is a developing nation and then if you take the issues regarding the life of the low income people the insurance was never considered to be an option in the past. They were presumed to be too poor to save and pay premium. Hence, the government assumed the responsibility of meeting health care needs of the poor and the downtrodden in Rajasthan.
There are some basic questions that strike my mind, namely:
Why do we need Insurance?
Why cannot we offer the free health care to all as in ancient times?
The cost of treatment and medical facilities has risen and we need insurance to get good treatment at no cost. Well, the approach of free public health facility has not worked effectively in various states. Increase in the cost of the treatment, Corruption, Favouritism, Reduction in the economic support to the Public Health Services, Shortage in delivery and excessively low quality of these healthcare management services is the solid proof of these.
If you look at Kerala, where the public health care provision is developed, and will get smarter as the decentralisation of healthcare takes place there are reasons for introducing health insurance in the state of Rajasthan.
Let me help you analyse the term Health insurance. It is a contract where an insurance company delivers medical coverage to the insured for a premium amount. It also covers the medical expenses incurred on the patient like the Surgeries, Hospitalisation, Physiotherapy, Day care procedures, Medicines and others. A health insurance policy refunds the medical costs based on numerous conditions and also offer cashless treatment.
A good health insurance is essential in the present scenario as it protects the people from hospitalisation expenses, during the time of emergency situations in Rajasthan.
This Mukhyamantri Chiranjeevi Yojana is the creation of Shri Ashok Gehlot, the Honourable Chief Minister of Rajasthan and it started on May 1, 2021.
Objectives Of The Mukhyamantri Chiranjeevi Yojana
- Providing the cashless health services to all the families in the state of Rajasthan.
- Protecting the interest of the people from middle and the lower middle class in the state.
Vision Of The Mukhyamantri Chiranjeevi Yojana
We believe in reaching far flung areas of the state and connect with maximum people and its key players using good health care systems and be driven through the excellence.
Mission Of The Mukhyamantri Chiranjeevi Yojana
- Aimed at enhancing the equal access to quality and effective healthcare by stressing on usage of technologies.
- Preventing out of the pocket expenses and take care of the families enrolled under this scheme and enhance the healthcare in the state of Rajasthan.
Features of the Mukhyamantri Chiranjeevi Yojana
The features of the Mukhyamantri Chiranjeevi Yojana are given below as follows:
- The scheme was launched last year on International Labour Day on May 1, 2021.
- The people ranging from the contractual workers, labourers, temporary employees and small farmers in the state can take advantage of this scheme.
- We encourage the people living below the poverty line to become part of this scheme.
- This scheme covers maximum hospitals in the state.
- The amount allocated for this scheme is INR 4000 Crores.
- Families in the state covered under another health schemes can also avail the benefits.
- This scheme believes in offering the Cashless Treatment Facility to all its citizens.
- The concerned person will get the healthcare insurance coverage up till INR 5 Lakhs.
- The scheme follows all the guidelines stated by the World Health Organisation (WHO) giving importance to the concept of the Universal Health Coverage Plans.
- The applicant will receive a unique Health Card containing the details of the family members.
- The cashless treatment is not only available in Rajasthan Government Hospitals but also the private hospital in the state.
- This scheme covers the untimely death and problems faced by the senior citizens in the state.
- It covers around 6 members of a family in the state and gives various facilities.
- The family members not enrolled under the Census can also get the benefits under this scheme.
Eligibility for the Mukhyamantri Chiranjeevi Yojana
There are many eligibility criteria to be followed while registering the member under the Mukhyamantri Chiranjeevi Yojana are it is given below as follows:
- Applicant must be living in Rajasthan for 20 years.
- It is applicable for Males and Females under this scheme.
- The applicant of any age can participate under this scheme.
- The preference will be given to SC, ST, Endangered Tribes and the families of the freedom fighters in the state.
- Families in the state having the annual income of INR 1 lakhs and below can participate in this scheme and register.
- People from any corner of the state, living in the rural and the urban areas are qualified to apply under this scheme.
Procedure to apply for Mukhyamantri Chiranjeevi Yojana
There are various procedures for applying under the Mukhyamantri Chiranjeevi Yojana are it is given below as follows:
- The beneficiary must go the local Gram Panchayat Office or visit the Block Development Officer of that particular district.
- The application form must be neatly filled in by the applicant and deposited.
- The relevant documents like the Admission Documents, and the case file along with the X Ray must be deposited to the department.
- The document will reach the State Level Committee headed by the Principal Secretary of the health department.
- The head of the department will analyse the document and will give the response.
- If any document is pending the beneficiary will get the message in her or his mobile number.
- The document must be submitted by the beneficiary within 7 business days to avoid getting rejected.
- The SLC will study and give the final approval on the given application by the beneficiary.
Documents required for Mukhyamantri Chiranjeevi Yojana
Certain documents are required by the Government of Rajasthan do register the beneficiary under the Mukhyamantri Chiranjeevi Yojana and it is given below as follows:
- The Birth Certificate verified by the gazetted officer.
- The Passport Size Photographs.
- The Below Poverty Line Card.
- The Self Help Group Certificate.
- The active mobile number.
- Income Certificate of the beneficiary.
- The Address Proof documents like the Residential Certificate signed by gazetted Officer.
- Physically Handicapped Card in the case of differently abled.
- The Voter Id, Aadhar Card, PAN Card, Ration Card Xerox copies signed by the gazetted officer of the government.
- The Nativity Certificate Xerox copy verified by the gazetted officer of the government.
- Affidavit of the notary if changes has been done like the name change and others.
The need of the hour is the requirement of a comprehensive health care coverage connecting all the people from various walks of life in Rajasthan. The Mukhyamantri Chiranjeevi Yojana plays a vital role in avoiding any hole in your pocket and give peace of mind and security to the citizen of the state of Rajasthan.
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