The Kerala State Co Operative Bank Ltd

The Kerala State Co Operative Bank Limited originated in early 20th century. It was under the Travancore Co-operative Society Regulation Act, 1915 as the “Trivandrum Central Co-operative Bank”. We are good in offering the Fisheries Loan, Gold Loans, Online Banking, Business Loans, Property Loan, Women’s Loan, Vehicle Loans, E -Statements, Personal Loans, NEFT, Email alerts, ATM, and Passbook facilities in the state of Kerala.

Factsheet of The Kerala State Co Operative Bank Ltd
Bank NameThe Kerala State Co Operative Bank Ltd
Founded inJan. 18, 1916
Promoters/foundersCreated as per Travancore Co-operative Society Regulation Act, 1915.
Headquarter Address

The Kerala State Co-Operative Bank Limited
Post Box No 6515
COBANK Towers
Palayam
Thiruvananthapuram—695033
Kerala.

Employee'sNA
Type of BankCo-operative Bank
Official Websitehttps://keralacobank.com
Customer Care Number0471 – 2547200

History of the Kerala State Co Operative Bank Limited

The Kerala State Co Operative Bank Limited was established in 1914 by the great king of Travancore, His Excellency Sree Moolam Thirunal Ramavarma under the proclamation of “The Travancore Co-operative Societies Regulation Act”. Furthermore in 1915 it began to be known as the Trivandrum Central Cooperative Bank that began to be created under the princely state of Travancore. In the initial scenario we were consisting of 16 plus Co-operative Societies and around 70 plus people were its esteemed members. 

The Kerala State Co-operative Bank was registered and retained as an Apex Bank and at a later stage after the creation of districts in 1950 the District Cooperative Banks were getting registered in each district of Kerala. The bank follows the rules and regulations given by the premium banking institution of the nation known as the Reserve Bank of India and premier Agricultural and financial institution known as the National Bank for Agricultural and Rural Development (N A B A R D). In the year 1956, the division of the Indian States took place and the State of ‘Kerala’ was created. The Bank was then promoted to the position of State Co-operative Bank for Kerala State and it became “The Kerala State Co-operative Bank Limited. 

We are also playing a major role in the rise of Co-operative movement in Kerala and making it an essential component of the lives of the people. Shri Gopi Kottamurikkal is the President and Shri M. K. Kannan is the Vice Chairman of the Kerala State Co Operative Bank Limited.

Banking Services offered by the Kerala State Co Operative Bank Limited

The Kerala State Co Operative Bank Limited is one of the major cooperative bank located in Kerala and some of the banking services offered are as follows:

  • Net Banking.
  • Email Alerts.
  • E-Commerce. 
  • E- Statement.
  • Raising the DD.
  • S M S Banking.
  • Mobile Banking.
  • Society Account.
  • Bill Discounting.
  • Savings Account.
  • Current Account.
  • Bank Guarantee.
  • Insurance Service.
  • Utility Bill Payment.
  • Cyber Fraud Alerts.
  • Consumer Banking.
  • Demand Drafts (DD).
  • Safe Locker Service.
  • Debit Card Services.
  • Personalised Bank Passbook.
  • Personalised Cheque Book Services.
  • Deaf Accounts for People with Ear Issues.
  • Corporate salaries of various Hospitals and Organisation.
  • Government Schemes like PMSBY and the Atal Pension Yojana and PMJDY.

Loans and credit facilities provided by the Kerala State Co Operative Bank Limited

There are various credit and loan services that are offered by the Kerala State Co Operative Bank Limited and they are:

  • Gold Loan
  • Vehicle Loan.
  • Mangalya Loan.
  • KB-Pension Loan.
  • Educational Loan.
  • KB- Housing Loan.
  • KB-Personal Loan.
  • KB Pravasi Kiran.
  • KB-Karshaka Awas.
  • KB Ordinary Mortgage Loan.
  • KB Micro Food Processing Loan.
  • KB Short Term Loan For Tourism Segments.
  • KB-Kissan Mithra(Gold OD) For Agricultural and related activities.
  • KB-Mithra (MSME) Loan-  All Business entities (Running/New) in Manufacturing, Services and Trade sectors.

 

The Kerala State Co Operative Bank Ltd has 20 IFSC connected branches in India. Bank has branches in following states:

  • KERALA

Search IFSC codes of banks using name, pincode, branch name of banks


Project Report for Bank Loan in 5 minutes

Generate Accurate and globally accepted project report for financing

GENERATE PROJECT REPORT