The Kangra Cooperative Bank Limited

The Kangra Cooperative Bank Limited was started by few people of Kangra district in Himachal Pradesh, to lift their economic conditions. We are offering facilities to people like Gold Loans, Mortgages, Educational Loan, Agricultural Loan, Property Loan, Vehicle Loans, Personal Loans, ATM, Online Banking, Business Loans, Overdrafts, Locker, Corporate Loans, RTGS, Women’s Loan, E -Statements, NEFT, Email alerts and issuing the passbooks.

Factsheet of The Kangra Cooperative Bank Limited
Bank NameThe Kangra Cooperative Bank Limited
Founded inMarch 3, 1960
Promoters/foundersFriends of Kangra Valley established it as a Credit Society.
Headquarter Address

The Kangra Cooperative Bank Limited
Khanyara Road
Main Market
Dharamshala---176215
Himachal Pradesh

Employee'sNA
Type of BankCo-operative Bank
Official Websitehttps://www.kangrabank.com/
Customer Care Number01892222269

History of The Kangra Cooperative Bank Limited

The Kangra Cooperative Bank Limited has a very slow and humble origin in 1960 when some energetic youth living in Kangra decided to set up a financial establishment in order to protect the interest of the small and marginal farmers, contractual labourers, artisans and people doing various menial jobs in and around the beautiful town of Kangra. This establishment started like a small cooperative society and later onwards with lot of honesty, dedication and hardwork, the The Kangra Cooperative Bank Limited became a fully owned Co-operative bank in Himachal Pradesh and exactly after 12 years became a strong establishment. 

Reserve Bank of India gave the license in June 1995 to start the business enterprises and later on 20 plus branches were added to the existing branch in Kangra. The Head office of the Kangra Cooperative Bank Limited was established in Paharganj in Himachal Pradesh. All the banks are computerised in 2000 and began to offer good customer service to the people of Himachal Pradesh. We work 6 days in a week other than 2nd Saturday and 4th Saturday and also buy various Government Securities. 

We encourage the seminars and periodic lecturers on various topics like the KYC Norms, Customer Service, Audits, Goods and Services Taxes, Non Performing Assets and the Internal Controls and other financial updates by the noted Professors, Financial experts and Economists.  We gave lot of financial support and support in the form of food and grains during the landslides and natural calamities in Himachal Pradesh. 

Shri Lakshmi Das is the Chairman and Member of TAFCUB (Task Force on Co-operative Urban Banks) by RBI and Shri R K Sharma having 20 plus years of experience is the Vice Chairman of the Kangra Cooperative Bank Limited.

Banking Services offered by the Kangra Cooperative Bank Limited

There are various banking services offered by the Kangra Cooperative Bank Limited and they are as follows:    

  • Net Banking.
  • Email Alerts.
  • S M S Alerts.
  • E- Statement.
  • Fixed Deposit.
  • Mobile Banking.
  • Society Account.
  • Current Account.
  • Bank Guarantee.
  • Over draft facility.
  • Utility Bill Payment.
  • Pledging the Gold.
  • Insurance Services.
  • Cyber Fraud Alerts.
  • Safe Deposit Locker.
  • Loan Against Property.
  • Loan Against Security.
  • Senior Citizen Account.
  • Debit and Credit Cards.
  • RTGS and NEFT Services.
  • Personalised Bank Passbook.
  • Personalised Cheque Book Facility.
  • Corporate salaries of different Hospitals and Organisation.
  • Registering for some Government Schemes like PMSBY and the Atal Pension Yojana and PMJDY.

 Loans and credit facilities provided by the Kangra Cooperative Bank Limited

 There are various credit and loan services offered by the Kangra Cooperative Bank Limited and they are as follows:  

  • Gold Loan.
  • Term Loan.
  • Vehicle Loan.
  • Housing Loan.
  • Business Loan.
  • Property Loan.
  • Personal Loan.
  • Mortgage Loan.
  • Warehouse Loan.
  • Educational Loan.
  • Agriculture Loans.
  • Professional Loan.
  • G S T Business Loan.
  • Working Capital Loan.
  • Loan for Importers and Exporters.

             

The Kangra Cooperative Bank Limited has 12 IFSC connected branches in India. Bank has branches in following states:

  • DELHI

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