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• Karnataka Vikas Grameena Bank

Karnataka Vikas Grameena Bank

Karnataka Vikas Grameena Bank was established to develop agriculture, craftsmanship, hand-loom and other sectors in rural areas of Karnataka. It has more than 630 branches present in many villages. Furthermore, we give services like Agriculture Loans, Consumer Loans, Property Loans, Salaried Accounts, Housing Loans, Small Savings accounts, Term Credits, and the Society Account.

Factsheet of Karnataka Vikas Grameena Bank

Bank Name	Karnataka Vikas Grameena Bank
Founded in	Sept. 12, 2005
Promoters/founders	Formed after merging the Malaprabha Grameena Bank Grameena Bank, Varada Grameena Bank and Netravathi Grameena Banks.
Headquarter Address	Karnataka Vikas Grameena Bank Head office Post Box No 111 Belgaum Road Dharwad—580008 Karnataka.
Employee's	3500
Type of Bank	Co-operative Bank
Official Website	https://www.kvgbank.com/
Customer Care Number	18004251666

History of Karnataka Vikas Grameena Bank (KVGB)

Karnataka Vikas Grameena Bank was established on September 12,2005 after the merger of four Regional Rural Banks like the Varada Grameena Bank and Netravathi Grameena Banks, Malaprabha Grameena Bank, and Bijapur Grameena Bank as well.  We are good in offering services like the Core Banking, Internet Banking, Cashless Transactions and others. The head office of the Karnataka Gramin Bank is located at Dharwad and we are working out of 9 districts in Karnataka.

To have good connectivity with the people, we have established the 10 Regional Offices at Belagaum, Chikodi, Gadag, Haveri, Kumata, and Mangaluru in Dakshina Kannada. The Karnataka Gramin Bank is working in more than 3/4 of the areas and has an amazing turnover of INR 151778 Crores as the deposits. We offer core banking and other service like other banks located in the state of Karnataka. This bank is under the direct control of the Ministry of Finance Government of India. 

We are good in offering Retail Banking services to rural and urban areas and have around 628 plus branches in North and West Karnataka. We believe in converting India into a Cashless Economy and have developed a mobile application that is user friendly.

Shri. Puttaganti Gopi Krishna, General Manager of Canara Bank, took charge as Chairman of Karnataka Vikas Grameena Bank (KVGB).

Banking Services offered by Karnataka Vikas Grameena Bank (KVGB)

There are various banking services that are offered by the Karnataka Vikas Grameena Bank and it is given below as follows:

• SMS Alerts.
• Email Alerts.
• E-Statements.
• Minor Account.
• Savings Account.
• Current Account.
• Internet Banking.
• Debit Card Service.
• Kissan Credit Card.
• E-Commerce Service.
• Safe Deposit Lockers.
• UPI Payment Service.
• Personalised Cheque Facility.
• Personalised Bank Passbook.
• Corporate Salary of all Companies.
• Registering for various government schemes like PMJBY and PMJDY.

Loan and Credit Services offered by Karnataka Vikas Grameena Bank (KVGB)

There are various credit and loan services offered by the Karnataka Vikas Grameena Bank and they are: 

• Vikas Kisan Credit Card.
• Vikas Adhar - Mortgage loan.
• Vikas suvarna – Jewel loan scheme.
• Vikas Vahan - Vehicle loans for all.
• Vikas Griha-- Vehicle loan to general public.
• Vikas Sarala Sanjeevini - OD facility to doctors.
• Vikas annapoorna - For hotel and restaurant.
• Vikas Saathi - Mobile van for dealers and trader.
• Vikas Griha flexi - Housing loan overdraft facility.
• Vikas Grihalankar - Interior decoration of residential house.
• Vikas Mitra scheme - Vehicle loan to milk vendors and others.
• Vikas kiran – Solar home lighting & water heating systems loans.

Karnataka Vikas Grameena Bank has 653 IFSC connected branches in India. Bank has branches in following states:

KARNATAKA