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• Esaf Small Finance Bank Limited

Esaf Small Finance Bank Limited

Esaf (Evangelical Social Action Forum) Small Finance Bank Limited was created in 1992 to protect and promote the interest of the poor and depressed class of the society and give them hope. It is a non-banking finance company modelled as per Grameena Bank of Bangladesh and offers services like Debit Card, Safe Deposit Lockers, Internet banking, Fixed Deposits, Loans like Vehicle and Property Loans, Mobile Banking, Agent banking, RTGS and NEFT.

History of ESAF Small Finance Bank 

ESAF (Evangelical Social Action Forum) Small Finance Bank is an Indian small finance bank offering financial services and loans to the people and establishments not able to get access to loans and other financial support because of lack of funds and other facilities in India. This bank started as a small branch on March 10, 2017, exactly five years ago and began to work like an NGO in the year 1992 as the Evangelical Social Action Forums. Furthermore, this is one of the major organisation licensed by the Reserve Bank of India and it is having the registered and the corporate office headquartered in Manooty in Thrissur in Kerala State.

We have more than 500 plus branches in Kerala and In the earlier stage, the ESAF (Evangelical Social Action Forum) was registered under the Travancore Cochin Literary, Scientific and Charitable Societies Registration Act and became the first microfinance company located in Kerala.

Banking Services offered by ESAF Small Finance Bank 

There are various banking services offered by the ESAF (Evangelical Social Action Forum) Small Finance Bank and they are given below as follows:

• Debit Card.
• Fixed Deposits
• Term Deposits.
• Line of Credits.
• Staff Pensions.
• Internet Banking.
• Savings Deposit.
• Savings Account
• Current Accounts
• Recurring Deposit.
• Personalised Cheque Facility.
• Personalised Bank Passbook.
• Hrudaya Deposits for lowest class of society.
• Government Schemes like Atal Pension Yojana and PMSBY.

Loans and credit facilities provided by ESAF Small Finance Bank 

 The ESAF (Evangelical Social Action Forum) Small Finance Bank is good in offering good credit and loan facilities and they are:

• Gold Loan.
• MSME Loan.
• School Loan.
• Personal Loan.
• Business Loan
• New Car Loan.
• Used Car Loan.
• Agri Gold Loan.
• Micro Housing Loan
• ESAF Haritha Loan.
• Dream Home Loan.
• Two Wheeler Loan.
• Three Wheeler Loan.
• Loan against Property
• Clean Energy Product Loan.
• ESAF Dairy Development Loan
• Global Career Development Loan.
• ESAF Kisan Credit Card (E- KCC).
• ESAF Farmer Interest Group Loan.
• Lease Rental Discounting (LRD Loan).
• New Light Commercial Vehicle loan (LCV).

Awards and Recognition

• Kerala Bank of the Year 2019.
• Global Sustainability Awards of 2020.
• ISO Certification for Customer Quality in 2021.
• Prestigious Rising Brand of Asia Awards in 2022.
• Great Place to Work Certification from Great Place to Work Institute.

Esaf Small Finance Bank Limited has 585 IFSC connected branches in India. Bank has branches in following states:

ANDHRA PRADESH
ASSAM
BIHAR
CHANDIGARH
CHHATTISGARH
DELHI
GUJARAT
HARYANA
JHARKHAND
KARNATAKA
KERALA
MADHYA PRADESH
MAHARASHTRA
MEGHALAYA
ODISHA
PUDUCHERRY
RAJASTHAN
TAMIL NADU
TELANGANA
UTTAR PRADESH
WEST BENGAL